Business Finance
Commercial Loans
Flexible commercial finance solutions for Australian businesses — from property purchases and equipment to working capital and development funding.
40+ Commercial Lenders
Commercial Finance
Finance Built for Business
Whether you're purchasing commercial property, funding a development, or securing working capital, R D & Sons Finance has access to a wide panel of commercial lenders to find the right solution for your business needs.
What We Offer
Commercial Loan Solutions
Commercial Property Loans
Purchase or refinance offices, warehouses, retail spaces, and industrial properties with competitive commercial mortgage rates.
Business Development Finance
Fund residential or commercial development projects with construction loans tailored to your project timeline and cash flow.
Equipment & Asset Finance
Acquire the machinery, vehicles, or equipment your business needs without tying up working capital.
Working Capital Loans
Keep your business moving with flexible short-term finance to cover operational costs, stock, or seasonal cash flow gaps.
Business Acquisition Finance
Finance the purchase of an existing business or franchise with structured lending that suits your repayment capacity.
Refinancing & Debt Consolidation
Consolidate existing business debts or refinance to a better rate to improve your cash flow and reduce repayments.
Bad Credit Commercial Loans
Impaired credit history doesn't have to stop your business. We work with specialist lenders who assess your current position and business viability — not just your credit score.
Bad Credit? We Can Still Help Your Business.
A difficult credit history shouldn't prevent your business from accessing the finance it needs to grow. At R D & Sons Finance, we specialise in finding commercial lending solutions for businesses that have been declined elsewhere — including those with defaults, judgements, or a history of late payments.
What We Can Work With
Why Choose Us
The R D & Sons Difference
Eligibility
Who Can Apply?
We work with a broad range of business borrowers, including:
FAQs
Common Questions
Ready to Discuss Your Commercial Finance Needs?
Our commercial lending specialists are ready to help you find the right solution. Book a free, no-obligation consultation today.